Point-of-Sale System for Residential Lenders

Agent is the industry leading point-of-sale system that automates the mortgage sales process from contact management through pre-qualification and the loan application process. Agent boosts loan officer productivity and customer satisfaction by dramatically shortening the loan origination process and matching
customers with best-fit loan products.

Part of the complete LOS solution

Agent is part of the complete Loan Origination Studio (LOS), which includes other core application modules: Processor (processing & underwriting) and Closer (closing). Add-on tools available for LOS include: Workshop (toolkit for customizing the LOS system), DataSynch and FileSynch Servers (data and system file synchronization), and Loanportal (third-party services portal).

Stand-Alone,Thick Client and Thin Client

Loan Origination Studio can be configured in stand-alone, thick client and thin client deployments – all with the same functionality and user interface. All configurations use identical code base, allowing for rapid expansion into new markets and channels. Also, changes only need to be made once for all users and configurations.

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	Key Features

Sales Tools:

• Contact Manager
• Calendar
• To-Do Items and Reminders
• Marketing Campaigns
• Rent vs. Buy
• Break-Even Analysis
• Cash Flow Analysis
• Debt Consolidation
• Product Comparison

Loan Origination:

• All Loan Types
• “Big Picture” Pre-qual
• Side-by-Side Comparison
• Product and Pricing Decision Engine
• 1003 Loan Application
• Good Faith Estimate
• Amortization Schedule
• Automated Underwriting, Credit and Other Services

Key Features:

Benefits:

Contact Manager

Increase productivity by tracking leads, partners, appointments
and to-do items.

Security Manager

Controls system access via client-server and/or web, with unique
rights profiles defined for each user group.

Intelligent Auditing

Correct data entry errors and capture missing data early in the
loan origination process with standard and custom audits.

Mortgage Sales Tools

Mortgage specific sales tools to assist end user and borrower in
unique sales situations, including rent vs. buy, debt consolidation, etc.

Marketing Campaigns

Boost sales by filtering prospects, building marketing campaigns and mail merge documents.

Mortgage Documents

Supports standard VMP documents with ability to add unlimited custom documents.

Automatic Document Selection

Build rules to automatically select all necessary mortgage
documents for end-users based on lender defined criteria.

Fast Pre-Qualifcation

Quick prequalification of borrower on Big Picture screen.

Side-By-Side Comparison

Unlimited loan product and price comparisons. Decision engine
fully qualifies borrower for each loan product and prices the loans.

Supports Multiple Loan Types

Supports conventional, FHA,VA, 203K, USDA/Rural Housing loans,
firsts, seconds, and refinance among others.

Supports Multiple Channels

Can support retail loan officers, large mortgage brokers, call
centers and even direct consumer lending.

Online Services

Loanportal service gateway includes credit, automated
underwriting, flood, appraisal and other services.

Modifiable/ Expandable

Modify virtually any part of the system (screens, workflow, tabs, style sheets and reports) to meet your unique lending needs.

Automatic Software Updates

Automatic file synchronization for remote laptops and PC’s, and
distribution of software changes.

Management Reports

Standard and customizable reports for individual loan officers and
managers to measure performance and take action.

Workflow

User-friendly visual interface enables lenders to manage and
monitor business processes, and easily change those processes for
maximum efficiency.

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