CreditWorx for Home Improvement / HVAC Consumer Financing

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CreditWorx™ is the complete point-of-sale financing solution used by many of the top manufacturers and distributors in the Home Improvement and HVAC marketplace, allowing them to control the financing experience of their entire dealer network.

CreditWorx Benefits:

Manufacturers are better able to:

• Increase sales and extend their brand name
• Acquire new customers by offering attractive payment options vs. a lump sum purchase and meeting customer need through targeted lenders
• Streamline the entire sales process via our leading edge POS platform (product, warranty, insurance)

Dealers are able to:

• Increase sales by offering their customers attractive payment options for the purchase of Home Improvement projects or HVAC equipment
• Provide customers efficient personalized service through a quick, easy-to-use and flxible financing platform
• Manage the entire sales financing process at the point-of-sale

Lender Partners are able to:

• Acquire new customers that reflect their target market segment and credt profile
• Reduce origination costs by significantly reducing manual interaction
• Meet aggressive time to market milestones since technology and implementation investments are minimal

Metavante's best in class, private-labeled retail finance solutions provide end-to-end seemless technology integration for point-of-sale loan origination and encompass all services required to sucessfully implement and manage national consumer vendor finance programs. This innovative combination has resulted in enabling our vendor and lending partners to quickly increase sales, acquire new customers, compete more effectively and increase profits.

Finance Program Services:

CreditWorx Platform Features and Benefits:

• Browser-based
• Open standards
• Online "Intelligent" application process
• One Platform - term, revolving or credit card products
• Real-time automated credit decisioning
• Complementary and cascading lending models
• Dynamic risk-based pricing
• Integrated extended warranties, insurance and reward programs