Waiting Period

1 Month

Definition of Full Time

20 Hours per week

Basic life Insurance & AD&D

Schedule

200% of employee earnings

Minimum Benefit

$20,000

Benefit Maximum

$500,000

Non Evidence Maximum

$200,000

Reduction Clause

50% at age 65

Termination Clause

Earlier of age 70 or retirement

Cost

100% covered by Metavante Lending Solutions

Dependant Life Insurance

Spouse

$10,000

Dependant child

$5,000

Cost

100% covered by Metavante Lending Solutions

Long term Disability

Schedule

60% of first $4,000 plus 40% of remainder per month

Benefit maximum

$7, 000

Non-Evidence Maximum

$4,000

Elimination Period

4 months

Benefit Duration

To age 65

Definition of Disability

Own occupation for 2 years

CPP/QPP Offsets

Full

Pre Existing Conditions

Yes (3/12)

Tax Status

Non-Taxable

Monthly Cost

Annual Salary ü12 « .648 ü 100

Extended Health Care

Calendar Year Deductible

Nil

Overall Maximum

Unlimited

Reimbursement

Drugs

100 % subject to dispensing fee maximum of $5.00

Hospital

100%

Paramedical

100%

Vision Care

100%

Other Health

100%

Drug

Pay Direct Drug Card

Yes

Drug Definition

Mandatory Generic

Smoking Cessation

Excluded

Fertility Drugs

Excluded

Hospital

Room Type

Semi-Private

Paramedical (Per Practitioner)

Maximum Per Visit

Unlimited

Annual Maximum

$500 for Chiropractor, podiatrist, Naturopath, Osteopath, Psychologist, Physiotherapist, Speech, Therapist, masseuse, Acupuncturist and Chiropodist

From First Dollar

No

Vision Care

Adult

$200 per 24 Months

Child

$200 per 12 Months

Eye Exam

$50 per 24 Months

Out of Canada Emergency

100%

Travel Assist

Yes

Survivor Benefit

24 Months

Cost

100% covered by Metavante Lending Solutions

Dental Care

Calendar Year Deductible

Nil

Reimbursement

Preventative / basic

100%

Major Restorative

50%

Orthodontics

50% child

Maximum per family member

Preventative / basic &
Major restorative

$1,500 Per Calendar year (Combined)

Orthodontics

$1,500 Lifetime maximum

Dental Fee guide

Current Year

Recall examinations

Every 9 Months

Survivor Benefits

24 Months

Cost

100% Covered by Metavante Lending Solutions

Employee Stock Purchase Plan

Employees on staff as of April 30, who work at least 20 hours per week, are eligible to participate in the Employee Stock Purchase Plan (ESPP) for the upcoming offering period. The offering period runs from July 1 through June 30 of the following year. Shares of M&I common stock are purchased at a 15% employee discount for participants based on the stock's price at the beginning or ending date of the offering period, whichever is lower.

Tuition Reimbursement

If you're interested in continuing your education, you can take advantage of the tuition reimbursement program after six months of service. Full-time employees are eligible to be reimbursed up to $5,250 per year for graduate-level courses and up to $4,000 per year for undergraduate-level courses. Part-time employees working at least 20 hours per week are eligible to be reimbursed up to $2,500 per year for undergraduate-level courses. The amount of reimbursement is based on tuition costs at local universities. If you receive a grade of an "A" or "B," you'll be reimbursed 100% of the cost of the course up to the maximum amount allowed. A grade of a "C" is reimbursed at 75%.

Continuing Education

Metavante offers outstanding opportunities for additional in-house training through our own Education & Development department. Other opportunities exist to expand your financial services knowledge through the Center for Financial Training.